Choose From:
  • Ambassador Club Money Market
  • 7-Month CD
  • 13-Month CD


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Terms and conditions apply. Member FDIC | Equal Housing Lender

Ambassador Club Money Market Account*

Grow your savings faster with our Money Market Account and get instant access to your funds with great benefits – the perfect combination of flexible convenience and great returns.

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Manage your account

Get complete control over your finances with the Sterling mobile app. Enjoy worry-free and secure money management and easily save and spend your money with confidence.

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Access to your funds anytime

Access your account 24/7, by using your debit or ATM card. Also, transfer money online or by using one of our ATM networks.  

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Confidence in security

Know you have added protection of the Federal Deposit Insurance Corporation (FDIC). Your Ambassador Club Money Market Account is FDIC-insured up to $250,000.

Image of earn a bonus of $300.

7-Month Certificate
of Deposit (CD)**

It’s a great time to take advantage of our 7-Month CD with a 5.00% Annual Percentage Yield without a long-term commitment.

SHORTER TERM SAVINGS

Invest in your future

Interest compounds daily

Peace of mind with FDIC Insured

13-Month Certificate
of Deposit (CD)**

A 13-Month CD is a great way to reach your savings goals with a guaranteed rate for 13 months.

LONGER TERM SAVINGS

Guaranteed return with competitive rates

Good for savings you don't need to access for a set period of time

Peace of mind with FDIC Insured

At Sterling, we believe supporting our local community is essential for a thriving economy. We proudly invest in our local community, providing resources and empowering others to improve their lives and create a better future for everyone. From volunteering, to helping fund educational programs, to supporting local charities, we understand the importance of giving back and doing our part. Giving back to our community is not just something we do, it’s part of our company’s core values. We are passionate about creating a positive impact and making a lasting contribution to our community.

Our Partners

2023

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Frequently Asked Questions

For quick answers, take a look at our frequently asked questions below. Looking for more information, go to our full list of FAQs.

How do I open a new account?

You can open a new account by calling us or at branch near you. You can reach us at 1-800-944-BANK(2265) or find a branch near you.

When will I receive my ATM/Debit Card?

You should recieve your card(s) within 7-10 business days. If you don't receive it after 10 business days, please contact a branch representative at 1-800-944-2265.

Do you charge non-sufficient fund (NSF) fees?

No, Sterling Bank & Trust no longer charges NSF fees.

Still have a question?

If you need to contact us, we’re here to help.

Call customer service at 1-800-944-BANK (2265).
We’re available by phone Monday to Friday 5am-8pm PST, and 9 am - 1 pm PST Saturday. Our call wait times may be longer than usual. Thank you for your patience.

*APY = Annual Percentage Yield. The APY only applies to new accounts and existing accounts with an additional deposit of $25,000 that is not already in another account at Sterling Bank and Trust, FSB or is in a Certificate of Deposit at Sterling Bank and Trust, FSB which matured today or within the past 7 days. APY is effective as of 02/09/2024 and is subject to change without notice. Minimum balance requirements. You must deposit $25,000 to open this account. Maximum balance is $1 million. To qualify for the APY, you must open an Eagle Checking account. In addition, you must apply for membership into an Ambassador Money Market Club account, make an opening deposit of $25,000 into an Ambassador Money Market Club Account, and maintain a minimum monthly statement cycle balance of $25,000. Rates are compounded daily and paid on the entire balance in the account on a monthly basis. Fees may reduce earnings. Club membership is not automatically triggered by the balance in your account. You must apply for and maintain the minimum balances specific to each club.

** The 7-month and 13-month CDs are promotional products available for a limited time only and may be ended anytime without notice. The 7-month and 13-month CD APY is a promotional rate effective 02/09/2024 and subject to change without notice. The 7-month and 13-month CD requires a minimum balance to open and obtain the APY of at least $25,000.00 for new accounts with money that is not already in another account at Sterling Bank and Trust, FSB OR $500.00 if the money comes from a Certificate of Deposit at Sterling Bank and Trust, FSB which matured today or within the past 7 days. Penalty will be imposed for early withdrawal. The maximum Certificate of Deposit amount is $1,000,000.00. CD promotional rates and products are not eligible for Club premiums. Rates are compounded daily and credited monthly on the entire balance in the account. Other restrictions may apply. Please contact an employee for further information about fees and terms.