Lock in a great rate,
and save smartly

    Our Sterling 7- and 13-month CDs offer a safe and secure way to grow your savings—putting your hard-earned money to work for you.
    KEY FEATURES:

    • Earn high interest rates
    • Receive a guaranteed yield
    • FDIC-insured


    Hurry, limited time offer.

    Find a branch near you

    Terms and conditions apply. Member FDIC  

    Image of earn a bonus of $300.

    Earn more with peace of mind

    Take advantage of our great rates, and build your savings with confidence.

    7-Month
    $245 estimated earnings with
    a $10K deposit
    13-month
    $460 estimated earnings with
    a $10K deposit

    Make the most of your money
    Drop by your neighborhood branch to open a CD today, or call 1-800-944-2265.

    At Sterling, we believe supporting our local community is essential for a thriving economy. We proudly invest in our local community, providing resources and empowering others to improve their lives and create a better future for everyone. From volunteering, to helping fund educational programs, to supporting local charities, we understand the importance of giving back and doing our part. Giving back to our community is not just something we do, it’s part of our company’s core values. We are passionate about creating a positive impact and making a lasting contribution to our community.

    Our Partners

    2023

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    Frequently Asked Questions

    For quick answers, take a look at our frequently asked questions below. Looking for more information, go to our full list of FAQs.

    Who is EverBank?

    EverBank is a $40 billion bank headquartered in Jacksonville, Florida. It is owned primarily by several private equity funds, and its shares are not publicly traded. EverBank’s retail deposit business is currently conducted primarily online, and it has been seeking a stable branch network to diversify and expand funding sources, especially in California where a portion of its senior management team is already located.  The Sterling branch network fits those needs very well. You can learn more about EverBank at https://www.everbank.com/

    When is the deal expected to close?

    We expect to close in the first quarter of 2025, subject to approvals from Sterling Bancorp’s shareholders and EverBank’s regulators.  As stated above, Sterling will continue to operate as an independent organization during the period leading up to closing.

    Will my accounts continue to be FDIC insured?

    Yes, your accounts will continue to be insured for up to the $250,000 deposit limit per depositor, per bank, for each account ownership category. If you happen to have accounts at both Sterling and EverBank, your accounts will generally continue to be insured separately for six months.

    Still have a question?

    If you need to contact us, we’re here to help.

    Call customer service at 1-800-944-BANK (2265).
    We’re available by phone Monday to Friday 5am-8pm PST, and 9 am - 1 pm PST Saturday. Our call wait times may be longer than usual. Thank you for your patience.

    *The 7-month and 13-month CDs are promotional products available for a limited time only and may be ended anytime without notice. The 7-month and 13-month CD Annual Percentage Yields (APYs) are accurate as of 04/07/2025 and assume that interest remains on deposit until maturity. Each CD requires a $500.00 minimum opening deposit with a maximum principal deposit amount of $1,000,000. Early withdrawal penalties apply. Fees may reduce earnings. These promotional CD products are not eligible for Club premiums.